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Millions of people receive monthly payments from the Social Security Administration. Beneficiaries include retired workers and Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI).
What are Social Security Disability Insurance programs?
SSI provides basic financial assistance to adults 65 and older and people with disabilities, regardless of age, with limited income or resources, while: SSDI provides support to people who have not reached their full retirement age but have a disability and have an adequate work history.
To be an SSDI recipient, you must have paid Social Security taxes while working as a qualified worker, which is the biggest difference with SSI recipients, who can apply for benefits without working because this program is subsidized by the federal government.
Who can apply for benefits?
According to the agency’s official information, people eligible for Social Security Disability Insurance benefits are people who prove they have a serious or total disability, whether it’s an injury or illness, that prevents them from performing “substantial gainful activity.” .
What conditions are considered a disability for Social Security purposes?
- Musculoskeletal disorders such as amputations, chronic joint pain and spinal disorders,
- Special senses and speech, such as hearing, vision or speech impairments,
- Respiratory disorders such as asthma, chronic obstructive pulmonary disease (COPD) and cystic fibrosis
- Cardiovascular diseases such as arrhythmia, congenital heart disease and heart failure,
- Digestive system, such as intestinal or liver diseases,
- disorders of the genitourinary system,
- Blood disorders such as sickle cell disease and other anemias, bone marrow failure or hemophilia,
- Skin conditions such as burns, dermatitis, and ichthyosis, a group of about 20 conditions that cause dryness and scaling;
- Endocrine disorders such as diabetes and thyroid problems
- Congenital disorders, such as Down syndrome, which affect multiple body systems,
- Neurological disorders such as amyotrophic lateral sclerosis (ALS), epilepsy, multiple sclerosis, Parkinson’s disease and traumatic brain injuries,
- Mental health conditions such as bipolar disorder, dementia, depression, intellectual disability and schizophrenia,
cancer, - Immune system diseases such as human immunodeficiency virus (HIV), inflammatory arthritis, and lupus.
They must show that the treatment they are undergoing lasts for at least one year or that the disease has no cure. They must also have made the necessary Social Security payments during their working life.
How do I apply for SSDI benefits?
you can apply online Official website of SSA or at 800-772-1213. You will need to have the necessary documents to prove your disability and work history. The SSA has a list of helpful documents to review before you call.
If you would like a Social Security representative to help you file your application, call the number above and make an appointment. The average time to get a response from the SSA is more than six months. Upon acceptance, the payment is calculated as if you had reached full retirement age.
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